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Clear expectations

Website terms

These general terms govern access to this website and initial partner enquiries. They do not replace a signed commercial agreement.

Last updated 16 September 2026
Important distinction

A message, click or initial review is not approval, an offer, a guarantee of volume or a binding partnership.

Read the compliance standard →

1. Acceptance and purpose

By using this website you agree to these terms. The website provides general information and a route for prospective suppliers or partners to begin a business enquiry.

2. Eligibility and authority

You must be legally able to act in a business capacity and be authorized to offer any account, wallet or payment service described in your enquiry. You are responsible for ensuring that your proposed activity is lawful and permitted by the relevant bank, mobile financial service provider and network rules.

3. Enquiries are not approval

Submission of information, a Telegram conversation or an eligibility review does not create a partnership, agency, employment relationship or obligation to transact. Approval may be refused, paused or made subject to verification and additional terms.

4. Commercial terms

Rates, commission, limits, settlement timing, reserves, responsibilities and transaction scope must be confirmed separately in writing. If a final signed agreement is entered into, that agreement controls over general website statements.

5. Acceptable use

  • Do not submit false, misleading, stolen or unauthorized information.
  • Do not use the website to facilitate fraud, money laundering, sanctions evasion, account misuse or any unlawful activity.
  • Do not interfere with the website, tracking, security controls or availability.
  • Do not impersonate PassPay, its contacts, banks or mobile financial service providers.

6. Third-party services

Links may open Telegram, analytics providers or other third-party services. Those services are independently operated and their terms, availability and privacy practices apply to your use of them.

7. Information and availability

Reasonable care is taken with website information, but content may change and is provided on a general informational basis. The website may be updated, suspended or unavailable without notice. No specific transaction volume, income, approval or settlement outcome is guaranteed by the website.

8. Responsibility and changes

To the extent permitted by applicable law, each party remains responsible for its own decisions, systems and conduct. These terms may be changed when operations or applicable requirements evolve. Continued use after publication of an update constitutes acceptance of the revised terms.

Only written commercial terms approved by authorized representatives should be relied upon for an operating relationship.

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